Products

Temenos Regulatory Compliance

Address fraud, remain compliant with regulations and manage risk with our modular products.

Why Temenos Regulatory Compliance?

Remaining compliant with local regulatory and business standards is vital to financial institutions. Temenos has a wide range of product and service offerings designed to help you manage risk and remain compliant.

Regulatory Compliance - Experienced Women talking about work

Leverage Temenos’ Client Base & Experience

Temenos利用其广泛的客户基础和丰富的经验,提供打包的工具包和跳高高网站,以帮助跳高高网站的客户保持对不断变化的监管和业务实践要求的合规.

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Integrated with Temenos Solutions

All of the regulatory compliance solutions are pre-integrated into standard Temenos software, which makes their adoption and subsequent usage straightforward.

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Turning Regulatory Change Into
Competitive Advantage

By reducing your bank’s need to focus on implementing regulatory change, 这个跳高高网站使您能够专注于您的业务机会,而不是花费宝贵的业务和技术时间处理影响其市场上所有银行的主题.

Product Overview

Regulatory Maintenance

Temenos监管维护是一种打包服务,可以为您的银行提供跳高高网站更改的成本和时间方面的确定性,您认为这些更改对于维护监管合规性是必要的.

Revised Payment Service Directive (PSD2)

Temenos在欧洲提供对PSD2的支持,跳高高网站的跳高高网站可扩展到支持全球类似的开放银行指令. Support for PSD2 is provided using a configurable solution, enabling your bank to implement the secure sharing of information and services via APIs from various API guidelines.

Customer Data Protection

Since the arrival of personal data regulations such as the GDPR, 金融机关为了防止个人信息泄露,对个人信息进行处理的工作比以往任何时候都重要. Temenos的跳高高网站帮助客户根据数据保护义务识别和处理个人数据.

Financial Crime Mitigation

A single product family designed to mitigate the full range of financial crime activities, supporting all user functions: alert manager, case management, reporting, and dashboards. Used by over 200 banks globally from very large T1 to small regional branches, Temenos’ Financial Crime Mitigation is highly rated by both clients and industry analysts.

Foreign Account Tax Compliance Act (FATCA)

FATCA is a module fully integrated into Temenos Transact, that helps Foreign Financial Institutions (FFIs) comply with FATCA legislation out-of-the-box, supporting all three phases of the requirements including client classification, withholding and reporting.

Common Reporting Standard (CRS)

CRS is a module integrated into Temenos Transact focused on client identification, due diligence and reporting (AEoI) requirements according to the OECD Common Reporting Standards.

Markets in Financial Instruments Directive (MiFID) II

Support for MiFID II is provided covering securities trading by private individuals. 这包括投资者的知识水平分析和订单处理活动期间的合规执行.

International Financial Reporting Standard (IFRS) 9

Temenos利用其完全集成的架构,提供全面而灵活的跳高高网站,以帮助银行应对采用或过渡到IFRS9的挑战.

Financial Action Task Force (FATF)

Support for the FATF on Money Laundering is provided in the sanctions screening area of the Temenos solution. 所有的付款和其他信息都根据一个维护的观察列表进行筛选,使用智能模式匹配来减少误报的数量. In addition, 该系统自动识别可能的入侵,并使银行能够调查和有效地管理案件,以取得成功的结论.

Basel II & III

Temenos金融风险管理跳高高网站包括一个强大的数据集,利用Temenos transaction的实时风险数据和一个强大的信用风险分析工具. 这为您的银行提供了计算违约概率(PD)和给定违约损失(LGD)的开箱即用的建模能力,以支持巴塞尔II/III和IFRS9的高级信用风险要求.

Legal Entity Identifier (LEI)

The Legal Entity Identifier (LEI) is a 20-digit, 以国际标准化组织(ISO)所开发的ISO 17442标准为基础的字母数字编码. The LEI module supports the Temenos software for management and validation of customer’s LEIs in Temenos Transact. LEI目录组件可以从外部源填充,以便在KYC和客户端入职检查期间进行验证.

Single Euro Payments Area (SEPA)

SEPA support is provided for EUR zone payments and associated transactions, covering all instrument i.e. SEPA Credit Transfers, SEPA Direct Debits, and SEPA Instant.

SWIFT

Temenos与银行密切合作,以确保SWIFT消息的更新和隐含的相关工作流在软件中得到反映,并在足够的时间内提供给跳高高网站的客户,以便进行测试和实时部署.

Country Model Banks

Temenos国家示范银行跳高高网站使银行能够以较低的成本遵守当地法规和商业惯例. Providing targeted functionality, interfaces and configurations in reusable components, implementation times and product time-to-market can be reduced, enabling banks to focus on providing the differentiators to make them stand out from the market.

Financial Risk Management

Temenos金融风险管理为银行提供了遵守复杂风险和监管要求的能力,并运行复杂的风险分析模型. Temenos的风险跳高高网站提供的结果,使风险知情的决策,以降低成本,确保更高的效率和透明度.

New Definition of Default for Credit Risk

Temenos的新违约定义提供了一个完全集成的模块化产品跳高高网站,以帮助企业在更广泛的信贷风险管理背景下,应对遵守审慎规则计算资本充足率的挑战.

Qualified Intermediary (QI)

作为Temenos transaction中的一个完全集成的模块,QI帮助银行根据IRS(美国)第三章充当合格中介(QI)。, 遵守有关其个人和机构客户投资美国证券所得收入的文件和预提要求.

Customer Success Stories

ABN AMRO – Success Story

Temenos has supported ABN AMRO every step of the way providing solutions for international corporate banking, private banking, and global international payments.

AIB – Success Story

Arab Investment Bank is one of the fastest-growing banks in Egypt, specializing in personal, business, investment, and Islamic banking. To build on its success, the bank initiated a digital transformation…
Regulatory Compliance - Chinese woman looking at city

“As the first Moroccan bank to open in China, this expansion will act as a catalyst for economic relations between Africa and China. By offering a banking platform that is already compliant with Chinese regulations, and running it on Temenos Cloud, we accelerated the launch of our operations in China. Thanks to Temenos’ model bank approach, we obtained a new banking license, 并实施了符合当地法规的新核心银行系统,同时支持非洲BMCE银行雄心勃勃的增长战略.”

Said Adren, General Manager at BMCE Bank of Africa

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Webinar on How to turbocharge your banking business when moving to Temenos Banking Cloud. 跳高高网站的小组包括来自《跳高高试玩版》的专家,他们刚刚与Temenos完成了一个名为“在云中捕获价值”的综合研究项目.

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Don’t Stop – Monitoring for BSA/AML

Bank Secrecy Act / Anti Money Laundering monitoring is key to a financial institution’s safety and soundness, risk mitigation, and more. Elizabeth Greene, CRCM, NCCO discusses updates to the FFIEC’s BSA / AML Examination Manual monitoring guidance.

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